/* ============================================
   ACCOUNTS VIRTUAL
   Navy #1a374d · Teal #3aafa9 · Charcoal #3d3b3a
   ============================================ */

:root {
  --navy: #1a374d;
  --navy-deep: #122a3d;
  --navy-light: #264b6b;
  --teal: #3aafa9;
  --teal-light: #5cc4bf;
  --teal-dark: #2e8e89;
  --teal-glow: rgba(58, 175, 169, 0.12);
  --charcoal: #3d3b3a;
  --slate: #5a6a78;
  --gray-100: #f7f8fa;
  --gray-200: #eef0f3;
  --gray-300: #dde1e6;
  --gray-400: #b0b8c1;
  --white: #ffffff;
  --font-display: 'DM Serif Display', Georgia, serif;
  --font-body: 'DM Sans', 'Segoe UI', sans-serif;
  --font-mono: 'JetBrains Mono', 'Fira Code', monospace;
  --shadow-sm: 0 1px 3px rgba(26,55,77,0.06);
  --shadow-md: 0 4px 16px rgba(26,55,77,0.08);
  --shadow-lg: 0 8px 32px rgba(26,55,77,0.12);
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --max-width: 1200px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  color: var(--charcoal);
  background: var(--white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--teal-dark); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--teal); }

h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  color: var(--navy);
  line-height: 1.2;
  font-weight: 400;
}
h1 { font-size: clamp(2.2rem, 5vw, 3.4rem); }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.5rem); }
h3 { font-size: clamp(1.3rem, 2.5vw, 1.65rem); }
h4 { font-size: 1.1rem; }
p { margin-bottom: 1rem; color: var(--slate); }

.container { max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 14px 30px; border-radius: var(--radius-sm);
  font-family: var(--font-body); font-size: 0.92rem; font-weight: 600;
  letter-spacing: 0.02em; cursor: pointer;
  border: 2px solid transparent; transition: var(--transition);
  text-decoration: none; line-height: 1.2;
}
.btn-primary { background: var(--teal); color: var(--white); border-color: var(--teal); }
.btn-primary:hover { background: var(--teal-dark); border-color: var(--teal-dark); color: var(--white); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(58,175,169,0.3); }
.btn-outline { background: transparent; color: var(--white); border-color: rgba(255,255,255,0.4); }
.btn-outline:hover { background: var(--white); color: var(--navy); border-color: var(--white); transform: translateY(-2px); }
.btn-outline-dark { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-outline-dark:hover { background: var(--navy); color: var(--white); transform: translateY(-2px); }
.btn-white { background: var(--white); color: var(--navy); border-color: var(--white); }
.btn-white:hover { background: var(--gray-100); transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.btn-sm { padding: 10px 22px; font-size: 0.85rem; }
.btn-lg { padding: 16px 36px; font-size: 1rem; }
.btn .arrow { transition: transform 0.25s ease; }
.btn:hover .arrow { transform: translateX(3px); }

/* Top Bar */
.topbar {
  background: var(--navy-deep); color: rgba(255,255,255,0.7);
  font-size: 0.8rem; padding: 8px 0; letter-spacing: 0.03em;
}
.topbar .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px; }
.topbar a { color: var(--teal-light); }
.topbar a:hover { color: var(--white); }

/* Navigation */
.navbar {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(255,255,255,0.97); backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--gray-200); transition: box-shadow 0.3s ease;
}
.navbar.scrolled { box-shadow: var(--shadow-md); }
.navbar .container { display: flex; justify-content: space-between; align-items: center; height: 72px; }
.nav-logo { display: flex; align-items: center; gap: 10px; }
.nav-logo img { height: 42px; width: auto; }
.nav-logo span { font-family: var(--font-display); font-size: 1.2rem; color: var(--navy); }
.nav-links { display: flex; align-items: center; gap: 6px; list-style: none; }
.nav-links a { padding: 8px 14px; color: var(--charcoal); font-size: 0.88rem; font-weight: 500; border-radius: var(--radius-sm); transition: var(--transition); }
.nav-links a:hover, .nav-links a.active { color: var(--teal-dark); background: var(--teal-glow); }
.nav-links .btn { margin-left: 8px; }
.nav-toggle { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--navy); border-radius: 2px; transition: var(--transition); }

@media (max-width: 900px) {
  .nav-toggle { display: flex; }
  .nav-links {
    position: fixed; top: 72px; left: 0; right: 0;
    background: var(--white); flex-direction: column;
    padding: 24px; gap: 4px;
    border-bottom: 1px solid var(--gray-200); box-shadow: var(--shadow-lg);
    transform: translateY(-120%); opacity: 0;
    transition: transform 0.35s ease, opacity 0.35s ease;
  }
  .nav-links.open { transform: translateY(0); opacity: 1; }
  .nav-links a { padding: 14px 16px; width: 100%; }
  .nav-links .btn { margin: 8px 0 0 0; text-align: center; justify-content: center; }
}

/* Hero */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 50%, var(--navy-light) 100%);
  color: var(--white); overflow: hidden; min-height: 82vh; display: flex; align-items: center;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse 80% 60% at 70% 40%, rgba(58,175,169,0.1) 0%, transparent 70%),
              radial-gradient(ellipse 50% 80% at 20% 80%, rgba(58,175,169,0.06) 0%, transparent 60%);
}
.hero::after {
  content: ''; position: absolute; inset: 0;
  background-image: linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
                     linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 60px 60px;
}
.hero .container { position: relative; z-index: 2; }
.hero-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; padding: 72px 0; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(58,175,169,0.15); border: 1px solid rgba(58,175,169,0.3);
  padding: 7px 16px; border-radius: 100px; font-size: 0.78rem;
  font-weight: 600; color: var(--teal-light); letter-spacing: 0.06em; text-transform: uppercase; margin-bottom: 20px;
}
.hero-badge .pulse { width: 8px; height: 8px; background: var(--teal); border-radius: 50%; animation: pulse 2s ease-in-out infinite; }
@keyframes pulse { 0%,100%{opacity:1;transform:scale(1)} 50%{opacity:.5;transform:scale(1.4)} }
.hero h1 { color: var(--white); margin-bottom: 18px; }
.hero h1 .highlight { color: var(--teal-light); }
.hero-desc { font-size: 1.08rem; color: rgba(255,255,255,0.72); line-height: 1.75; margin-bottom: 32px; max-width: 500px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 44px; }
.hero-stats { display: flex; gap: 36px; padding-top: 28px; border-top: 1px solid rgba(255,255,255,0.1); }
.hero-stat .number { font-family: var(--font-display); font-size: 1.9rem; color: var(--teal-light); display: block; }
.hero-stat .label { font-size: 0.78rem; color: rgba(255,255,255,0.45); text-transform: uppercase; letter-spacing: 0.08em; }

/* Hero visual card */
.hero-visual { position: relative; display: flex; justify-content: center; align-items: center; }
.hero-card {
  background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.1);
  backdrop-filter: blur(10px); border-radius: var(--radius-lg); padding: 28px; width: 100%; max-width: 400px;
}
.hero-card-header { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; padding-bottom: 14px; border-bottom: 1px solid rgba(255,255,255,0.08); }
.hero-card-icon { width: 38px; height: 38px; background: var(--teal); border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; font-size: 1.1rem; }
.hero-card-title { font-family: var(--font-body); font-size: 0.88rem; font-weight: 600; color: var(--white); }
.hero-card-sub { font-size: 0.76rem; color: rgba(255,255,255,0.45); }
.hero-card-row { display: flex; justify-content: space-between; align-items: center; padding: 9px 0; border-bottom: 1px solid rgba(255,255,255,0.05); }
.hero-card-row:last-child { border-bottom: none; }
.hero-card-label { font-size: 0.84rem; color: rgba(255,255,255,0.55); }
.hero-card-value { font-family: var(--font-mono); font-size: 0.84rem; color: var(--teal-light); font-weight: 600; }
.hero-card-value.positive { color: #6ee7b7; }
.hero-float-badge {
  position: absolute; background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.15);
  backdrop-filter: blur(10px); border-radius: var(--radius-md); padding: 10px 16px;
  font-size: 0.8rem; color: var(--white); font-weight: 500; animation: float 6s ease-in-out infinite;
}
.hero-float-badge.top-right { top: -10px; right: -16px; }
.hero-float-badge.bottom-left { bottom: 16px; left: -24px; animation-delay: 3s; }
@keyframes float { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-8px)} }

@media (max-width: 900px) {
  .hero { min-height: auto; }
  .hero-grid { grid-template-columns: 1fr; gap: 36px; padding: 56px 0; }
  .hero-visual { display: none; }
  .hero-stats { gap: 20px; flex-wrap: wrap; }
}

/* Sections */
.section { padding: 88px 0; }
.section-sm { padding: 52px 0; }
.section-label {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.76rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.12em; color: var(--teal); margin-bottom: 14px;
}
.section-label::before { content: ''; width: 20px; height: 2px; background: var(--teal); border-radius: 2px; }
.section-title { margin-bottom: 14px; }
.section-subtitle { font-size: 1.05rem; color: var(--slate); max-width: 600px; line-height: 1.7; }
.section-subtitle.centered { margin: 0 auto; }
.section-header { text-align: center; margin-bottom: 52px; }

/* Trust Bar */
.trust-bar { background: var(--gray-100); border-top: 1px solid var(--gray-200); border-bottom: 1px solid var(--gray-200); padding: 36px 0; }
.trust-bar p { text-align: center; font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gray-400); font-weight: 600; margin-bottom: 20px; }
.trust-logos { display: flex; justify-content: center; align-items: center; flex-wrap: wrap; gap: 10px; }
.trust-logo {
  padding: 7px 16px; background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-sm); font-size: 0.82rem; font-weight: 700;
  color: var(--navy); opacity: 0.7; transition: var(--transition);
}
.trust-logo:hover { opacity: 1; border-color: var(--teal); }

/* Cards grid */
.pain-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 44px; }
.pain-card {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-md); padding: 28px; transition: var(--transition);
  position: relative; overflow: hidden;
}
.pain-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--teal), var(--teal-light));
  transform: scaleX(0); transition: transform 0.4s ease; transform-origin: left;
}
.pain-card:hover::before { transform: scaleX(1); }
.pain-card:hover { box-shadow: var(--shadow-md); border-color: transparent; }
.pain-icon {
  width: 44px; height: 44px; background: var(--teal-glow); border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center; font-size: 1.3rem; margin-bottom: 16px;
}
.pain-card h4 { margin-bottom: 8px; font-family: var(--font-body); font-weight: 700; }
.pain-card p { font-size: 0.9rem; color: var(--slate); margin: 0; }

@media (max-width: 768px) { .pain-grid { grid-template-columns: 1fr; } }

/* Services Cards */
.services-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; margin-top: 44px; }
.service-card {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg); padding: 36px; transition: var(--transition); overflow: hidden;
}
.service-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); border-color: transparent; }
.tag {
  font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--teal); background: var(--teal-glow); padding: 5px 12px;
  border-radius: 100px; display: inline-block; margin-bottom: 16px;
}
.service-card h3 { margin-bottom: 12px; }
.service-features { list-style: none; margin-top: 16px; display: flex; flex-direction: column; gap: 8px; }
.service-features li { display: flex; align-items: flex-start; gap: 10px; font-size: 0.88rem; color: var(--charcoal); }
.service-features li::before { content: '✓'; color: var(--teal); font-weight: 700; flex-shrink: 0; margin-top: 2px; }
.service-card .btn { margin-top: 24px; }

@media (max-width: 768px) { .services-grid { grid-template-columns: 1fr; } }

/* Process */
.process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 44px; counter-reset: step; }
.process-step { text-align: center; padding: 28px 16px; position: relative; }
.process-step::before {
  counter-increment: step; content: counter(step, decimal-leading-zero);
  font-family: var(--font-display); font-size: 2.8rem; color: var(--gray-200); display: block; margin-bottom: 12px; line-height: 1;
}
.process-step h4 { font-family: var(--font-body); font-weight: 700; margin-bottom: 6px; font-size: 0.95rem; }
.process-step p { font-size: 0.86rem; color: var(--slate); }

@media (max-width: 900px) { .process-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 540px) { .process-grid { grid-template-columns: 1fr; } }

/* Tech tags */
.tech-grid { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-top: 28px; }
.tech-tag {
  padding: 8px 18px; background: var(--white); border: 1px solid var(--gray-200);
  border-radius: 100px; font-size: 0.84rem; font-weight: 600; color: var(--navy); transition: var(--transition);
}
.tech-tag:hover { border-color: var(--teal); background: var(--teal-glow); color: var(--teal-dark); }

/* Stats section */
.stats-section { background: var(--navy); color: var(--white); padding: 72px 0; position: relative; overflow: hidden; }
.stats-section::before { content:''; position:absolute; inset:0; background: radial-gradient(ellipse 60% 60% at 80% 50%, rgba(58,175,169,0.08) 0%, transparent 70%); }
.stats-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; position: relative; z-index: 1; }
.stat-item { text-align: center; }
.stat-number { font-family: var(--font-display); font-size: clamp(1.8rem, 4vw, 2.8rem); color: var(--teal-light); display: block; margin-bottom: 4px; }
.stat-label { font-size: 0.82rem; color: rgba(255,255,255,0.55); text-transform: uppercase; letter-spacing: 0.08em; }

@media (max-width: 600px) { .stats-row { grid-template-columns: repeat(2, 1fr); } }

/* Testimonials */
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 44px; }
.testimonial-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-md); padding: 28px; transition: var(--transition); }
.testimonial-card:hover { box-shadow: var(--shadow-md); }
.testimonial-stars { color: #f59e0b; font-size: 0.88rem; letter-spacing: 2px; margin-bottom: 14px; }
.testimonial-text { font-size: 0.92rem; color: var(--charcoal); font-style: italic; line-height: 1.7; margin-bottom: 18px; }
.testimonial-author { display: flex; align-items: center; gap: 10px; }
.testimonial-avatar {
  width: 38px; height: 38px; border-radius: 50%; background: var(--teal-glow);
  display: flex; align-items: center; justify-content: center; font-weight: 700; color: var(--teal-dark); font-size: 0.82rem;
}
.testimonial-name { font-weight: 700; font-size: 0.86rem; color: var(--navy); }
.testimonial-role { font-size: 0.76rem; color: var(--slate); }

@media (max-width: 768px) { .testimonials-grid { grid-template-columns: 1fr; } }

/* CTA Banner */
.cta-banner {
  background: linear-gradient(135deg, var(--navy-deep), var(--navy));
  color: var(--white); padding: 72px 0; text-align: center; position: relative; overflow: hidden;
}
.cta-banner::before {
  content:''; position:absolute; inset:0;
  background: radial-gradient(ellipse 40% 80% at 20% 50%, rgba(58,175,169,0.1), transparent),
              radial-gradient(ellipse 40% 60% at 80% 50%, rgba(58,175,169,0.07), transparent);
}
.cta-banner .container { position: relative; z-index: 1; }
.cta-banner h2 { color: var(--white); margin-bottom: 14px; }
.cta-banner p { color: rgba(255,255,255,0.65); max-width: 560px; margin: 0 auto 28px; font-size: 1.02rem; }
.cta-banner .btn-group { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* Forms */
.form-section { background: var(--gray-100); }
.form-container {
  max-width: 620px; margin: 0 auto; background: var(--white);
  border-radius: var(--radius-lg); padding: 40px; box-shadow: var(--shadow-md); border: 1px solid var(--gray-200);
}
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 0.86rem; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
.form-group input, .form-group select, .form-group textarea {
  width: 100%; padding: 12px 14px; border: 1px solid var(--gray-300);
  border-radius: var(--radius-sm); font-family: var(--font-body); font-size: 0.92rem;
  color: var(--charcoal); background: var(--white); transition: var(--transition);
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: var(--teal); box-shadow: 0 0 0 3px var(--teal-glow); }
.form-group textarea { resize: vertical; min-height: 110px; }
.form-group .hint { font-size: 0.78rem; color: var(--slate); margin-top: 4px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 540px) { .form-row { grid-template-columns: 1fr; } .form-container { padding: 24px; } }

/* Newsletter inline */
.newsletter-inline { display: flex; gap: 10px; max-width: 440px; }
.newsletter-inline input {
  flex: 1; padding: 12px 14px; border: 1px solid var(--gray-300);
  border-radius: var(--radius-sm); font-size: 0.92rem; font-family: var(--font-body);
}
.newsletter-inline input:focus { outline: none; border-color: var(--teal); box-shadow: 0 0 0 3px var(--teal-glow); }

/* Blog cards */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 44px; }
.blog-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-md); overflow: hidden; transition: var(--transition); }
.blog-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.blog-card-image {
  height: 180px; background: linear-gradient(135deg, var(--navy), var(--navy-light));
  display: flex; align-items: center; justify-content: center; position: relative;
}
.blog-card-image .category {
  position: absolute; top: 14px; left: 14px; padding: 4px 10px; background: var(--teal); color: var(--white);
  font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; border-radius: 100px;
}
.blog-card-image .icon { font-size: 2.2rem; opacity: 0.25; }
.blog-card-body { padding: 20px; }
.blog-card-date { font-size: 0.76rem; color: var(--gray-400); text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 6px; }
.blog-card h4 { font-family: var(--font-body); font-weight: 700; margin-bottom: 8px; line-height: 1.4; }
.blog-card h4 a { color: var(--navy); }
.blog-card h4 a:hover { color: var(--teal-dark); }
.blog-card p { font-size: 0.86rem; color: var(--slate); margin: 0; }
.blog-card .read-more { display: inline-flex; align-items: center; gap: 6px; color: var(--teal-dark); font-size: 0.84rem; font-weight: 600; margin-top: 12px; }
.blog-card .read-more:hover { gap: 10px; }
@media (max-width: 768px) { .blog-grid { grid-template-columns: 1fr; } }

/* Comparison Table */
.comparison-table-wrap { overflow-x: auto; margin-top: 44px; }
.comparison-table { width: 100%; border-collapse: collapse; min-width: 680px; }
.comparison-table th, .comparison-table td { padding: 14px 18px; text-align: left; border-bottom: 1px solid var(--gray-200); font-size: 0.9rem; }
.comparison-table thead th {
  background: var(--navy); color: var(--white); font-weight: 600; font-size: 0.82rem;
  text-transform: uppercase; letter-spacing: 0.06em;
}
.comparison-table thead th:first-child { border-radius: var(--radius-sm) 0 0 0; }
.comparison-table thead th:last-child { border-radius: 0 var(--radius-sm) 0 0; }
.comparison-table tbody tr:hover { background: var(--gray-100); }
.comparison-table .check { color: var(--teal); font-weight: 700; }
.comparison-table .dash { color: var(--gray-400); }

/* Detail card */
.detail-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 44px; margin-bottom: 28px; }

/* Page Header */
.page-header {
  background: linear-gradient(135deg, var(--navy-deep), var(--navy));
  color: var(--white); padding: 72px 0 52px; text-align: center; position: relative; overflow: hidden;
}
.page-header::before {
  content:''; position:absolute; inset:0;
  background-image: linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
                     linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 60px 60px;
}
.page-header .container { position: relative; z-index: 1; }
.page-header h1 { color: var(--white); margin-bottom: 14px; }
.page-header p { color: rgba(255,255,255,0.65); max-width: 580px; margin: 0 auto; font-size: 1.02rem; }
.page-header .breadcrumb { font-size: 0.8rem; color: rgba(255,255,255,0.4); margin-bottom: 14px; }
.page-header .breadcrumb a { color: var(--teal-light); }

/* Thank You */
.thankyou-section { text-align: center; padding: 100px 0; }
.thankyou-icon {
  width: 72px; height: 72px; background: var(--teal-glow); border-radius: 50%;
  display: flex; align-items: center; justify-content: center; margin: 0 auto 20px; font-size: 2.2rem; color: var(--teal);
}

/* FAQ */
.faq-list { max-width: 720px; margin: 44px auto 0; }
.faq-item { border: 1px solid var(--gray-200); border-radius: var(--radius-md); margin-bottom: 10px; overflow: hidden; transition: var(--transition); }
.faq-item.open { border-color: var(--teal); box-shadow: 0 2px 12px var(--teal-glow); }
.faq-question {
  width: 100%; display: flex; justify-content: space-between; align-items: center;
  padding: 18px 22px; background: none; border: none; cursor: pointer;
  font-family: var(--font-body); font-size: 0.95rem; font-weight: 600; color: var(--navy); text-align: left;
}
.faq-question .icon { font-size: 1.3rem; color: var(--teal); transition: transform 0.3s ease; flex-shrink: 0; }
.faq-item.open .faq-question .icon { transform: rotate(45deg); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
.faq-item.open .faq-answer { max-height: 300px; }
.faq-answer-inner { padding: 0 22px 18px; font-size: 0.9rem; color: var(--slate); line-height: 1.7; }

/* Footer */
.footer { background: var(--navy-deep); color: rgba(255,255,255,0.6); padding: 56px 0 0; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,0.08); }
.footer-brand p { font-size: 0.88rem; margin-top: 14px; line-height: 1.7; }
.footer-brand img { height: 40px; margin-bottom: 4px; }
.footer h5 { color: var(--white); font-family: var(--font-body); font-weight: 700; font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 16px; }
.footer-links { list-style: none; }
.footer-links li { margin-bottom: 8px; }
.footer-links a { color: rgba(255,255,255,0.6); font-size: 0.86rem; transition: var(--transition); }
.footer-links a:hover { color: var(--teal-light); padding-left: 4px; }
.footer-newsletter p { font-size: 0.86rem; margin-bottom: 14px; }
.footer-newsletter .newsletter-inline input { background: rgba(255,255,255,0.08); border-color: rgba(255,255,255,0.15); color: var(--white); }
.footer-newsletter .newsletter-inline input::placeholder { color: rgba(255,255,255,0.35); }
.footer-bottom { padding: 20px 0; display: flex; justify-content: space-between; align-items: center; font-size: 0.8rem; }
.footer-bottom a { color: rgba(255,255,255,0.5); }
.footer-bottom a:hover { color: var(--teal-light); }
.footer-social { display: flex; gap: 14px; }

@media (max-width: 768px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; gap: 10px; text-align: center; }
}
@media (max-width: 540px) { .footer-grid { grid-template-columns: 1fr; } }

/* Blog post page */
.blog-post { max-width: 740px; margin: 0 auto; }
.blog-post h1 { font-size: clamp(1.8rem, 4vw, 2.4rem); margin-bottom: 16px; }
.blog-post .meta { font-size: 0.84rem; color: var(--slate); margin-bottom: 32px; }
.blog-post .content { font-size: 1.02rem; line-height: 1.85; }
.blog-post .content h2 { font-size: 1.4rem; margin: 36px 0 14px; }
.blog-post .content h3 { font-size: 1.15rem; margin: 28px 0 10px; }
.blog-post .content p { margin-bottom: 18px; }
.blog-post .content ul, .blog-post .content ol { margin: 0 0 18px 24px; }
.blog-post .content li { margin-bottom: 6px; }
.blog-post .content blockquote { border-left: 3px solid var(--teal); padding-left: 20px; margin: 24px 0; font-style: italic; color: var(--navy); }

/* Reveal animations */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.5s ease, transform 0.5s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

/* Responsive featured post */
@media (max-width: 768px) {
  .featured-post { grid-template-columns: 1fr !important; }
  .featured-post .featured-img { min-height: 200px !important; }
  .featured-post .featured-body { padding: 24px !important; }
  .two-col-form { grid-template-columns: 1fr !important; }
}